*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--primary: #1a3c6e;--primary-light: #2a5298;--accent: #c9a227;--accent-light: #f0c040;--bg: #f4f6fb;--card: #ffffff;--border: #dde3ee;--text: #1e2433;--text-muted: #6b7a99;--danger: #dc2626;--success: #16a34a;--warning: #d97706;--radius: 10px;--shadow: 0 2px 12px rgba(26,60,110,.08)}body{font-family:Inter,sans-serif;background:var(--bg);color:var(--text);line-height:1.6;min-height:100vh}.app-header{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-light) 100%);color:#fff;padding:20px 32px;display:flex;align-items:center;justify-content:space-between;box-shadow:0 2px 16px #1a3c6e2e}.app-header .logo{font-size:1.25rem;font-weight:700;letter-spacing:.01em}.app-header .logo span{color:var(--accent-light)}.app-header .subtitle{font-size:.78rem;opacity:.75;margin-top:2px}.app-main{max-width:960px;margin:32px auto;padding:0 16px 60px}.stepper{display:flex;align-items:center;gap:0;margin-bottom:32px;overflow-x:auto;padding-bottom:4px}.step-item{display:flex;align-items:center;flex-shrink:0}.step-circle{width:32px;height:32px;border-radius:50%;border:2px solid var(--border);background:#fff;display:flex;align-items:center;justify-content:center;font-size:.78rem;font-weight:600;color:var(--text-muted);transition:all .2s;cursor:default}.step-item.active .step-circle{background:var(--primary);border-color:var(--primary);color:#fff}.step-item.done .step-circle{background:var(--success);border-color:var(--success);color:#fff}.step-label{font-size:.68rem;color:var(--text-muted);margin-top:4px;text-align:center;width:70px}.step-item.active .step-label{color:var(--primary);font-weight:600}.step-item.done .step-label{color:var(--success)}.step-connector{flex:1;height:2px;background:var(--border);min-width:14px;margin:0 2px}.step-connector.done{background:var(--success)}.step-wrap{display:flex;flex-direction:column;align-items:center}.card{background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow);border:1px solid var(--border);padding:28px 32px;margin-bottom:20px}.card-title{font-size:1rem;font-weight:700;color:var(--primary);margin-bottom:4px;display:flex;align-items:center;gap:8px}.card-title .badge{font-size:.65rem;background:var(--accent);color:#fff;padding:1px 7px;border-radius:20px;font-weight:600;text-transform:uppercase;letter-spacing:.04em}.card-title .badge.optional{background:var(--text-muted)}.card-desc{font-size:.82rem;color:var(--text-muted);margin-bottom:20px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 20px}.form-grid.cols-3{grid-template-columns:1fr 1fr 1fr}.form-grid.cols-1{grid-template-columns:1fr}.form-group{display:flex;flex-direction:column;gap:5px}.form-group.full{grid-column:1 / -1}label{font-size:.8rem;font-weight:600;color:var(--text)}label .req{color:var(--danger);margin-left:2px}input,select,textarea{font-family:inherit;font-size:.875rem;padding:9px 12px;border:1.5px solid var(--border);border-radius:7px;background:#fff;color:var(--text);transition:border-color .15s,box-shadow .15s;width:100%}input:focus,select:focus,textarea:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px #1a3c6e1a}input.error,select.error,textarea.error{border-color:var(--danger)}.error-msg{font-size:.75rem;color:var(--danger)}textarea{resize:vertical;min-height:80px}select{-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236b7a99' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 10px center;padding-right:30px}.row-card{background:#f9fafc;border:1px solid var(--border);border-radius:8px;padding:16px 18px;margin-bottom:12px;position:relative}.row-card .row-num{font-size:.7rem;font-weight:700;color:var(--text-muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px}.btn-remove{position:absolute;top:12px;right:14px;background:none;border:none;color:var(--danger);cursor:pointer;font-size:1.1rem;line-height:1;padding:2px 5px;border-radius:4px;transition:background .15s}.btn-remove:hover{background:#fee2e2}.btn-add{display:inline-flex;align-items:center;gap:6px;font-size:.82rem;font-weight:600;color:var(--primary);background:#eef2fb;border:1.5px dashed var(--primary);border-radius:7px;padding:8px 16px;cursor:pointer;margin-top:4px;transition:background .15s}.btn-add:hover{background:#dce5f7}.metrics-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.metric-box{background:var(--bg);border:1px solid var(--border);border-radius:8px;padding:14px 16px;text-align:center}.metric-box label{font-size:.72rem;color:var(--text-muted);display:block;margin-bottom:6px}.metric-box input{text-align:center;font-weight:700;font-size:1.1rem;color:var(--primary)}.nav-row{display:flex;justify-content:space-between;align-items:center;margin-top:28px;gap:12px}.btn{font-family:inherit;font-size:.875rem;font-weight:600;padding:10px 24px;border-radius:8px;border:none;cursor:pointer;transition:opacity .15s,transform .1s}.btn:active{transform:scale(.97)}.btn-primary{background:var(--primary);color:#fff}.btn-primary:hover{background:var(--primary-light)}.btn-secondary{background:#fff;color:var(--text);border:1.5px solid var(--border)}.btn-secondary:hover{background:var(--bg)}.btn-success{background:var(--success);color:#fff}.btn-success:hover{background:#15803d}.btn:disabled{opacity:.5;cursor:not-allowed}.progress-bar{height:4px;background:var(--border);border-radius:2px;margin-bottom:24px;overflow:hidden}.progress-fill{height:100%;background:linear-gradient(90deg,var(--primary),var(--accent));border-radius:2px;transition:width .4s ease}.risk-badge{display:inline-block;font-size:.72rem;font-weight:700;padding:2px 9px;border-radius:20px}.risk-on-track{background:#dcfce7;color:var(--success)}.risk-caution{background:#fef9c3;color:#a16207}.risk-at-risk{background:#fee2e2;color:var(--danger)}.risk-escalated{background:#fce7f3;color:#9d174d}.section-divider{border:none;border-top:1px solid var(--border);margin:20px 0}.success-screen{text-align:center;padding:60px 20px}.success-icon{font-size:4rem;margin-bottom:16px}.success-screen h2{color:var(--success);font-size:1.5rem;margin-bottom:8px}.success-screen p{color:var(--text-muted);font-size:.9rem}.login-page{min-height:100vh;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--primary) 0%,var(--primary-light) 60%,#1e4080 100%);padding:20px}.login-card{background:#fff;border-radius:14px;padding:40px 36px;width:100%;max-width:400px;box-shadow:0 8px 40px #0000002e}.login-logo{font-size:1.5rem;font-weight:800;color:var(--primary);text-align:center;margin-bottom:4px;letter-spacing:.01em}.login-logo span{color:var(--accent)}.login-subtitle{text-align:center;color:var(--text-muted);font-size:.85rem;margin-bottom:28px;font-weight:500}@media (max-width: 640px){.form-grid,.form-grid.cols-3{grid-template-columns:1fr}.card{padding:20px 16px}.metrics-grid{grid-template-columns:1fr 1fr}.app-header{padding:16px 18px}}.toggle-wrap{display:flex;align-items:center;gap:10px}.toggle{position:relative;display:inline-block;width:40px;height:22px}.toggle input{opacity:0;width:0;height:0}.toggle-slider{position:absolute;cursor:pointer;top:0;right:0;bottom:0;left:0;background:#cbd5e1;border-radius:22px;transition:.2s}.toggle-slider:before{content:"";position:absolute;height:16px;width:16px;left:3px;bottom:3px;background:#fff;border-radius:50%;transition:.2s}.toggle input:checked+.toggle-slider{background:var(--success)}.toggle input:checked+.toggle-slider:before{transform:translate(18px)}